Benefits Perspectives: Health insurance exchanges and early retiree health coverage
This issue of Benefits Perspectives examines how the Patient Protection and Affordable Care Act (PPACA) may change the landscape of retiree health coverage, especially for early retirees (those age 55 to 64). An increasing number of employers have capped the subsidies for coverage of early retirees or provided only access to coverage without cash subsidies. Employers that provide early retiree healthcare coverage will have to weigh the advantages and disadvantages of maintaining these benefits. In addition, the outcome of the U.S. Supreme Court’s still-pending decision in the legal cases challenging the PPACA could present additional challenges.
Commercial risk adjustment and transfer payments: Are you ready?